Insurance Licensing Hawaii Life Producer Exam (InsHI_Life01 OPLife01) : Hawaii-Life-Producer

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Insurance Licensing Hawaii-Life-Producer Exam Syllabus Topics:

Insurance Licensing Hawaii Life Producer Exam (InsHI_Life01 OPLife01) Sample Questions:

1. An annuity annual report is REQUIRED for which of the following?

A) Fixed annuities once annuitized
B) Variable annuity once annuitized
C) Deferred annuities
D) Immediate annuities

2. Which of the following Annuities has benefits that reflect the investment experience of a separate account?

A) Immediate
B) Fixed
C) Variable
D) Retirement

3. A lapsed Hawaii individual life insurance policy is being reinstated. Interest charged on overdue premiums and qualifying policy indebtedness under the statutory reinstatement provision may NOT exceed:

A) 8% per year compounded monthly
B) 4% per year
C) 10% per year
D) 6% per year compounded annually

4. The Hawaii Insurance Commissioner MUST hold a hearing within how many days after receipt of the proper application for a hearing?

A) Thirty-one
B) Forty-five
C) Thirty
D) Sixty

5. An insured lapsed a Life insurance policy one year ago and now wants to reestablish this coverage. The policy may be placed in force under the:

A) Grace Period provision
B) Renewability clause
C) Consideration clause
D) Reinstatement provision

Solutions: