Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 : PA-Title-Insurance-Agent

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Insurance Licensing PA-Title-Insurance-Agent Exam Syllabus Topics:

Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. Which of the following is NOT effective with a Quit Claim Deed?

A) Remove clouds on title.
B) Stops grantor from asserting rights.
C) Conveyance of title interest.
D) Warranty of title.

2. A waiver is defined as the

A) modification of a known right.
B) acceptance of terms of the policy.
C) intentional and voluntary giving up of a known right.
D) misrepresentation of a known right.

3. Under the terms of a title insurance policy, when a disputed claim is decided by a neutral third party, the process is called

A) indemnification.
B) litigation.
C) arbitration.
D) subrogation.

4. Which one of the following estates may NOT be insured under a title insurance policy?

A) Easement.
B) Life estate.
C) License.
D) Leasehold.

5. The sale of a property was subject to the buyer's being able to assume an existing loan on the property. Upon examination, the note was found to contain a clause that prohibited the assumption of the loan. The clause was

A) an assumption clause.
B) a due-on-sale clause.
C) a prepayment clause.
D) a subordination clause.

Solutions: