Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer : Oklahoma Life, Accident, and Health or Sickness Producer Exam

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Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer Exam Syllabus Topics:

Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer Sample Questions:

1. Any act, practice, or arrangement, at or prior to a policy issuance for the benefit of a person who does NOT have an insurable interest in the insured is called a

A) stranger-owned life insurance (STOLI) policy.
B) life settlement.
C) settlement option.
D) financial transaction.

2. An example of a false financial statement is which one of the following?

A) An insurance producer posts information about a profitable insurer going bankrupt.
B) An insurance producer hands out flyers about another producer's criminal past.
C) An insurance producer published an untrue newspaper advertisement about another producer.
D) An insurance producer mails out hateful postcards about a local insurer.

3. Premiums paid by the insured for personally owned disability income insurance are

A) tax deferred.
B) not tax deductible.
C) tax deductible.
D) partially tax deductible.

4. Long-Term Care Policies exclude coverage for all of the following EXCEPT

A) self-inflicted injuries.
B) Alzheimer's disease.
C) alcoholism or drug addiction.
D) acts of war while serving in the military.

5. Which of the following is a core benefit of Medicare supplemental insurance?

A) At-home recovery.
B) Basic drugs limit of $1,250.
C) Preventive care.
D) First 3 pints of blood each year.

Solutions: